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Aspekt logo
  • OUR PLATFORM
    • CORE PLATFORM:
      • Aspekt Product Suite
    • BY INDUSTRY:
      • Banking
      • Microfinance
      • Credit Unions (SACCOs)
      • Leasing
    • BY EXPERTISE:
      • Core Banking System
      • Core Leasing System
      • Application & Loan Management
      • Payments
      • Savings & Deposits
      • Finance & Accounting
      • Reporting System
      • APIs & Third-Party Integrations
      • Digital Banking Solutions
  • CUSTOMERS
    • Success Stories
  • ASPEKT HUB
    • INSIGHTS:
      • News
      • Events
      • Blog
  • ABOUT US
    • Aspekt Story
    • Life at Aspekt
    • Aspekt Locations
  • CAREER
    • Aspekt NextGen Program
    • Internship Opportunities
    • Open Positions
  • CONTACT US
Innovate. Transform. Grow.

Solutions

BY EXPERTISE

Payments

Streamlined End-to-End
Payment Lifecycle

The rapidly evolving payments industry compels Payment Service Providers (PSPs) to modernize their operations for cost competitiveness, especially in the world of digital payments within open banking. This involves overcoming technological, regulatory, and capacity challenges for large transaction volumes while seeking new revenue streams for future-proof growth.

Rigorous regulations govern payments, making technology a vital tool to optimize costs and processes, especially in complex areas like cross-border payments, multi-payment integration, and B2B payments. Meeting the demand for instant digital payments is crucial for providing a user-friendly customer experience. In this dynamic landscape, financial institutions must utilize a robust, scalable platform to facilitate connectivity and flexibility for faster product and service launches.

Aspekt Product Suite is designed to revolutionize your financial operations with real-time and digital payment processing, enhancing the speed and efficiency of financial transactions. The system automatically incorporates regulatory constraints into your payment workflows, ensuring that all activities align with major regulatory and legal initiatives, reducing compliance-related risks. Seamlessly connect all payment-related workflows with essential digital channels and third-party systems, including clearing systems and applications. The system easily adapts to both local and international protocols, ensuring comprehensive connectivity.

Whether you’re a bank, credit union, microfinance institution, SACCO, or leasing company, our innovative platform enables to harness the power of an extensive parameter-driven system that allows financial institutions to swiftly respond to new business opportunities. Simplify complex processes with a scalable, integrated solution, enhancing operational efficiency. Capture and process large volumes of payments by integrating third-party solutions. Offer corporate customers the convenience of secure mass downloading of payment instructions, further expanding your reach and services.

Key

Features

of Payments

Versatility in Payment Types

Initiate payments encompassing cash, checks, credit or debit cards, wire transfers, or direct debits. Efficiently manage high-value transfers, standing orders, interbank transactions, and bulk payments. Seamlessly integrate payment-processing hubs for multinational organizations.

Comprehensive Card Management

Effortlessly oversee both physical and digital debit, credit, and prepaid cards. Take control of card personalization and card lifecycle management, including all associated card issuance events in collaboration with your partners. Effectively manage discounts and fees.

Efficient Payment Flow Management & Integration

Navigate the entire payment processing lifecycle and engage with stakeholders such as payees and beneficiaries, from initiation through execution to full settlement. Seamlessly integrate with local clearing systems and establish connections for processing flows through diverse channels, including ATMs and point-of-sale (POS) terminals. Effectively handle incidents, default payments, and declaration procedures.

Mitigating Regulatory and Operational Risks

Incorporate regulatory requirements seamlessly and perform rigorous sanctions screenings, encompassing Anti-Money Laundering (AML), counter-terrorism financing, and financial crime checks. Additionally, conduct comprehensive coverage checks.

Automated Fee Calculations and Commissions

Effortlessly automate fee calculations based on payment types, thanks to a fully customizable, parameter-driven approach.

Streamlined Mobile and Instant Payments

Automate workflows for real-time payment processing, ensuring the agility and responsiveness needed in today’s fast-paced financial landscape.

Don't miss out on the opportunity to revolutionize your financial processes. Get in touch with us today and embark on a journey to redefine your institution's payment landscape.

TALK WITH US
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OUR PLATFORM
CORE PLATFORM
  • Aspekt Product Suite
SOLUTION BY INDUSTRY:
  • Banking
  • Microfinance
  • Credit Unions (SACCOs)
  • Leasing
SOLUTION BY EXPERTISE:
  • Core Banking System
  • Core Leasing System
  • Application & Loan Management
  • Payments
  • Savings & Deposits
  • Finance & Accounting
  • Reporting System
  • APIs & Third-Party Integrations
  • Digital Banking Solutions
CUSTOMERS
  • Success Stories
ASPEKT HUB
  • News
  • Events
  • Blog
ABOUT US
  • Aspekt Story
  • Life At Aspekt
  • Aspekt Locations
CAREER
  • Aspekt NextGen Program
  • Internship Opportunities
  • Open Positions

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