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Aspekt logo
  • OUR PLATFORM
    • CORE PLATFORM:
      • Aspekt Product Suite
    • BY INDUSTRY:
      • Banking
      • Microfinance
      • Credit Unions (SACCOs)
      • Leasing
    • BY EXPERTISE:
      • Core Banking System
      • Core Leasing System
      • Application & Loan Management
      • Payments
      • Savings & Deposits
      • Finance & Accounting
      • Reporting System
      • APIs & Third-Party Integrations
      • Digital Banking Solutions
  • CUSTOMERS
    • Success Stories
  • ASPEKT HUB
    • INSIGHTS:
      • News
      • Events
      • Blog
  • ABOUT US
    • Aspekt Story
    • Life at Aspekt
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  • CAREER
    • Aspekt NextGen Program
    • Internship Opportunities
    • Open Positions
  • CONTACT US
Innovate. Transform. Grow.

Solutions

BY EXPERTISE

Application &
Loan Management

Enable Real-Time Application Processing and Transparent Loan Management Experience

The Aspekt Loan Management solution is designed to transform the loan lending landscape for financial institutions of all sizes. Whether you’re a bank, credit union, microfinance institution, SACCO, or leasing company, our innovative platform empowers you to provide faster approvals, minimize risk, and offer superior customer experiences.

The Application Processing handles a complete workflow from the initial application through application analysis and approval up to the point of agreeing on preferable loan conditions. The Loan Management leads the activity flow after the Application Processing, by automatically loading loan application details and supporting the loan approval and disbursement process through the entire repayment period.

Besides the connection to Application Processing, Loan Management is completely integrated with CRM, Cash Management, Accounts Management, Finance & Accounting as well as Fund Management, enabling automated transaction processing and achieving a high level of operational excellence on the company level.

Loans can be directly activated from the loan form, after which transactions are automatically posted in Finance & Accounting according to predefined posting schemes. Accordingly, when the repayment process starts and the borrower repays the loan, the payments are automatically tracked in the repayment plan and create appropriate transactions in Finance & Accounting.

The entire loan documentation can be predefined and categorized to follow the loan process flow and client’s business needs, generated from the system, which enables a fully automatized process of contracts and other loan-related documentation creation. The Loan Management is fully integrated with the Task and Management Platform by enabling an automated process of task or message assignment based on certain trigger activities, such as status changes, assignment for loan approval, delinquent loan notification, etc.

Key

Features

of Application and Loan Management

Loan Origination

Simplify application processes for borrowers and streamline internal workflows for your financial institution. Efficiently manage the entire application process from submission to approval, reducing manual effort and improving turnaround times.

Risk Assessment

Evaluate credit risk accurately to make informed lending decisions and optimize loan terms.

Document Management

Store and manage loan-related documents securely, facilitating easy retrieval and compliance audits.

Collateral Management

Efficiently manage collateral data, enhancing the security of your loan lending operations.

Automated Workflows & Decisioning

Create customized workflows to automate tasks and approvals, improving efficiency and reducing errors. Utilize advanced algorithms and decision engines to automate credit scoring and underwriting processes, ensuring consistency and accuracy in loan decision-making.

Integration Capabilities

Seamlessly integrate with external systems such as credit bureaus, document verification services, and core banking system to streamline data exchange and enhance operational efficiency.

Ready to revolutionize your loan lending process? Explore the transformative capabilities of our Application Processing and Loan Management solution, enhancing efficiency, profitability, and customer satisfaction.

Reach out today to unlock the potential of our solution and redefine the lending landscape for your institution.

TALK WITH US
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OUR PLATFORM
CORE PLATFORM
  • Aspekt Product Suite
SOLUTION BY INDUSTRY:
  • Banking
  • Microfinance
  • Credit Unions (SACCOs)
  • Leasing
SOLUTION BY EXPERTISE:
  • Core Banking System
  • Core Leasing System
  • Application & Loan Management
  • Payments
  • Savings & Deposits
  • Finance & Accounting
  • Reporting System
  • APIs & Third-Party Integrations
  • Digital Banking Solutions
CUSTOMERS
  • Success Stories
ASPEKT HUB
  • News
  • Events
  • Blog
ABOUT US
  • Aspekt Story
  • Life At Aspekt
  • Aspekt Locations
CAREER
  • Aspekt NextGen Program
  • Internship Opportunities
  • Open Positions

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