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Aspekt logo
  • OUR PLATFORM
    • CORE PLATFORM:
      • Aspekt Product Suite
    • BY INDUSTRY:
      • Banking
      • Microfinance
      • Credit Unions (SACCOs)
      • Leasing
    • BY EXPERTISE:
      • Core Banking System
      • Core Leasing System
      • Application & Loan Management
      • Payments
      • Savings & Deposits
      • Finance & Accounting
      • Reporting System
      • APIs & Third-Party Integrations
      • Digital Banking Solutions
  • CUSTOMERS
    • Success Stories
  • ASPEKT HUB
    • INSIGHTS:
      • News
      • Events
      • Blog
  • ABOUT US
    • Aspekt Story
    • Life at Aspekt
    • Aspekt Locations
  • CAREER
    • Aspekt NextGen Program
    • Internship Opportunities
    • Open Positions
  • CONTACT US
Innovate. Transform. Grow.

Solutions

BY EXPERTISE

Savings &
Deposits

Manage the Accounts and
Transactions in Real Time

The Account Management (Savings and Deposits) is a centralized hub for managing all aspects of savings accounts and deposits. This is essential for banks and financial institutions as it enables them to manage and grow their deposit-taking business effectively.
As part of the Aspekt Product Suite, the Savings and Deposits is a comprehensive solution designed to optimize and streamline the complete account management (Current Accounts/Savings/ Term Deposits). It offers a range of features specialized to meet the diverse needs of banks, credit unions, and other financial institutions. From account opening and transaction processing to interest calculations and account maintenance, this platform provides end-to-end support for the entire savings and deposit lifecycle. It supports the management of accounts in local and foreign currencies as well as the transfer of funds from one account to another. The Aspekt Product Suite enables processing transfers among accounts with automated verification and validation mechanisms on data entry based on specific business needs and checking the correctness of specific data. The integrated Commission platform enables a flexible definition of commission for different types of transfers as well as defining VIP commission for particular clients and accounts.
The dynamic process allows independent management of product policy for all accounts types and definition of the required parameters such as interest rates, interest calculations methods, interest maturity type, transactions postings, status flow management, and product activation/deactivation periods specification which enables fast release of new products on the market and competitive advantages.

With integration to local payment system operators for clearing and settlement, Aspekt Product Suite enables processing domestic/local payment transfers as well as automatically processing received payment messages (incoming transfers) and transferring payments towards beneficiaries in other Banks (outgoing transfers – outgoing messages).

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Key

Features

Savings & Deposits

Diverse Account Types & Deposit Options

Choose from a selection of savings accounts, fixed-term deposits, and specialized deposit offerings based on your financial aspirations. Whether you require a short-term savings account or a long-term investment strategy, Aspekt Product Suite accommodates a wide spectrum of financial objectives.

Transaction Processing

Facilitate seamless transaction processing, including deposits, withdrawals, transfers, and account inquiries, with real-time updates and notifications to clients.

Interest Calculation

Automate interest calculations on savings accounts and term deposits based on predefined interest rates, ensuring accuracy and transparency in interest accruals.

Security and Compliance

Implement robust security measures and compliance controls to safeguard customer data and ensure adherence to regulatory requirements, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations.

Integration Capabilities

Seamlessly integrate with core banking system, payment networks, and third-party providers to facilitate data exchange and interoperability, enhancing efficiency and scalability.

Your financial stability and future aspirations are of utmost importance. Partner with us on a journey towards financial security and prosperity. Contact us today and commence your journey toward securing a more prosperous tomorrow.

TALK WITH US
contact us
OUR PLATFORM
CORE PLATFORM
  • Aspekt Product Suite
SOLUTION BY INDUSTRY:
  • Banking
  • Microfinance
  • Credit Unions (SACCOs)
  • Leasing
SOLUTION BY EXPERTISE:
  • Core Banking System
  • Core Leasing System
  • Application & Loan Management
  • Payments
  • Savings & Deposits
  • Finance & Accounting
  • Reporting System
  • APIs & Third-Party Integrations
  • Digital Banking Solutions
CUSTOMERS
  • Success Stories
ASPEKT HUB
  • News
  • Events
  • Blog
ABOUT US
  • Aspekt Story
  • Life At Aspekt
  • Aspekt Locations
CAREER
  • Aspekt NextGen Program
  • Internship Opportunities
  • Open Positions

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